Personal journey

From family to retirement

The moment you start to earn serious money or explore your options for generating additional income, you gain additional tax liabilities and statutory obligations. For starters, you’ll need help with your income tax self-assessment tax return – not only getting it together and submitted on time but also ensuring you don’t pay more tax than is fair.

As life goes on and you perhaps acquire property, investments or multiple business interests, your tax affairs typically become more complicated. This is where serious, long-term tax planning comes in. It’s about thinking beyond the here and now, and the next tax bill due, to focus on where you want to be in five, ten or twenty years’ time.

Nor is it ever too early to start thinking about providing for yourself and your loved ones later in life. Investing in pensions when you’re relatively young is not only one way to increase your tax efficiency but also gives you the best chance of maintaining a comfortable lifestyle in retirement. With retirement planning advice from our team, you’ll be able to make the right moves to safeguard your future.

Beyond that, of course, comes the question of inheritance tax. The more you do to prepare, the more likely it will be that your wealth and assets will go to those you most want to benefit after you’re gone. From wills to inheritance tax planning, we can help make this sometimes fraught process feel as painless as possible.